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Borrowers who are unable to repay a cash advance may be be subject to additional fines, which can increase the cost of the credit. Borrowers who are struggling with payday loan debt should be alert to their rights under state and federal consumer protection laws, which can provide additional protections against harassment and other predatory …

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Borrowers should consider the potential consequences of credit card debt relief before pursuing it, including the influence on their credit score and financial well-being. Payday loans could possibly be more expensive for borrowers who may have no other choices for covering volunteer expenses or any other charitable contributions. Some states have implemented caps for the …

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